In Pennsylvania, every company is required to have workers’ compensation insurance if they have one or more employee. This important insurance helps injured workers recover medical costs and lost wages associated with any injury that occurs while on the job.
If you’ve sustained an injury while working, you might be wondering how much you’ll be able to receive with your Pennsylvania workers’ comp benefits. This is an important question to ask! Finding out more about how payments work under the state’s system will help you decide if you’ll accept workers’ compensation benefits or if you’ll pursue further compensation through a personal injury claim.
Workers’ Compensation Payments in PA
Workers' compensation payments are not a fixed amount. Instead, they are calculated based on a workers’ average weekly wage. An average weekly wage generally amounts to about two-thirds the amount a worker earned before their injury.
There are exemptions made during the calculation of a worker’s average weekly wage. For example, as of January 2020, a worker can’t make more than $1,081 in weekly benefits with workers’ compensation. So, those who make more money might not be able to receive two-thirds of their actual wages.
However, the state also has special rules for those who make a certain weekly amount.
These rules include the following:
- A limit of $540.50 each week for workers who make between $600.55 and $810.75
- A maximum of 90% weekly of a person’s weekly wages if their average weekly wage is $600.55 or lower
Pennsylvania workers’ compensation maximums change annually, and updated numbers can be found here.
Should I Accept Workers’ Compensation Benefits?
While workers’ compensation insurance is an important protection and safety net for workers who sustain an injury on the job, it might not be the best option for them after an accident. Workers’ compensation is designed to help workers receive compensation after an accident. However, it’s also designed to protect employers for litigation. Once a worker accepts workers’ compensation, they’ll be unable to file a personal injury claim against their employer should they need more money for losses related to their injuries.
If you’re a Pennsylvania worker and are struggling to receive the workers’ compensation you need, Handler, Henning & Rosenberg LLC is ready to help. Attorney Jeff Watson is certified in Pennsylvania workers’ compensation matters and is ready to help you. If you don’t believe that workers’ comp will be enough to cover the losses associated with your injury, our team of work injury lawyers is ready to hold your employer accountable for the negligence that harmed you.
Call us today for a free consultation with our Pennsylvania workers’ compensation lawyers. We’re standing by to take your call at (888) 498-3023.