Hanover Car Accident Lawyers

Proven Results • 100 + Years of Experience • No‑Fee Guarantee

Being in a car crash can flip your life upside‑down in seconds. One day you’re commuting on PA‑94, PA‑116, or cutting across Wilson Avenue—the next you’re juggling hospital visits, missed paychecks, and endless insurance calls. Let the legal stress land on our desk, not yours. At Handler, Henning & Rosenberg LLC, our attorneys have spent more than a century combined fighting for crash victims across Hanover County and throughout all of Pennsylvania. We know Hanover’s roads, we know Pennsylvania insurance rules, and we know how to turn complicated claims into real dollars for our clients. Call today to see how we can help!

Why People in Hanover Call Us First

• Millions Recovered 
  We’ve negotiated and litigated large settlements and verdicts for crash victims statewide.
• Local Insight 
  From busy Carlisle Street traffic to rural farm‑lane collisions, we understand Hanover’s hazards.
• No‑Fee Guarantee 
  You never pay legal fees unless we win for you. Period.
• Personal Service 
  Have your calls returned, questions answered, and get updates without chasing us.
• Free Consultation 
  A friendly case review—no cost and no pressure. Just an easy way to get the answers you need.

Step‑by‑Step: What to Do After a Hanover Crash

Call 911

• Request police and medical help, even if injuries seem minor. Make sure you note which agency responds, whether it is Hanover Borough Police or Pennsylvania State Police.

Put Safety First

• Move vehicles out of traffic if possible; flip on hazard lights.
• Watch for oncoming cars, especially on narrow routes like Black Rock Road.

Swap Information

• Gather name, address, phone, insurance company, policy number, license plate.
• Take photos of IDs to avoid errors.

Document Everything

• Take photos of the scene, including vehicle positions, skid marks, weather, and road signs.

Seek Medical Care ASAP

• Adrenaline hides pain. Get checked at a hospital like UPMC Hanover or your family doctor the same day. Delayed treatment can hurt both your health and your claim.

Call a Hanover Car Accident Attorney Before the Insurer

• Adjusters may sound friendly, but recorded statements can be used to limit payouts.
• We handle the calls so you don’t have to!

If there is one thing our Hanover car crash lawyers stress, it is the importance of documentation. While that’s the last thing on your mind in the immediate aftermath of an accident, the police actually start the paper trail for you. Get copies of the accident report and all medical records. Obtain copies of the photos that were taken for insurance purposes, and if possible, return to the scene of the crash and take your own photos with accompanying notes. Save any and all receipts for out-of-pocket expenses as well as copies of all relevant correspondence. The paper trail is the basis of your case, and it is vital.

How Pennsylvania’s “Choice No‑Fault” Auto Insurance Works

Pennsylvania gives drivers a unique insurance decision that affects every crash claim they file—Limited Tort vs. Full Tort coverage. Here’s what that means:

1. Your Policy Pays the First Medical Bills

• Every Pennsylvania policy includes Personal Injury Protection (PIP).
• After a crash—no matter who caused it—your PIP fund takes care of hospital, doctor, and physical‑therapy bills up to the limit you bought (often $5k–$10k, but you can purchase more).
• Once PIP is used up, you can look to the at‑fault driver’s insurer or your own health insurance.

2. Limited Tort vs. Full Tort—Your Choice

• Limited Tort (usually cheaper): You can always recover economic losses such as medical expenses and lost wages, but you can only collect money for non‑economic damages—such as pain, discomfort, and loss of enjoyment of life—if your injuries are legally “serious.”
• Full Tort (slightly higher premium): You keep the unrestricted right to sue the at‑fault driver for all damages, physical and emotional, even for soft‑tissue injuries such as whiplash.

Most drivers select their coverage once, then forget which option they chose. A quick glance at your insurance declarations page will confirm whether you’re “Limited Tort” or “Full Tort.”

3. What Counts as a “Serious Injury” Under Limited Tort?

Courts typically accept an injury as “serious” if it involves:

• A broken or fractured bone
• Permanent or significant disfigurement, such as noticeable scars or burns
• Long‑term impairment that limits work or everyday activities—examples include traumatic brain injuries, severe nerve damage, or major spinal issues

Minor sprains, bruises, and general soreness rarely meet this threshold.

4. Modified Comparative Negligence

Pennsylvania also uses a 51% “modified comparative negligence” rule:

• You can recover damages if you are 50% or less at fault.
• Any award is reduced by your percentage of blame. 

5. The Two‑Year Clock Is Ticking

Most crash‑related lawsuits must be filed within two years of the accident date (42 Pa. C.S. § 5524). Miss that deadline and your right to compensation usually disappears—no matter how strong your evidence.

Common Injuries We See in Hanover Crashes

• Traumatic brain injuries (TBI)—from concussions to long‑term cognitive issues
• Spinal cord damage and herniated discs
• Broken bones and complex fractures
• Severe whiplash and soft‑tissue tears
• Burns and road‑rash in rollover or motorcycle crashes
• Scarring and disfigurement

Whatever the diagnosis, our job is to make sure every future cost—surgeries, therapy, adaptive equipment—is included in your recovery.

Why Hiring a Lawyer After a Hanover Car Crash Makes Sense

Because Pennsylvania is a “choice no‑fault” state, many drivers think they can simply file paperwork with their own insurer and move on. In reality, navigating a crash claim—especially if you carry limited‑tort coverage or your injuries turn out to be serious—is rarely that simple. 

Here’s why calling an attorney early almost always pays off:

• Insurers Aim Low
  Adjusters are trained to settle claims for as little as possible. They may delay, deny, or rush you into signing a release before you understand the full cost of medical care or lost wages.
• A Lawyer Levels the Field
  We handle the calls, gather records, and—most important—put a fair dollar value on pain, future treatment, and more. If an offer is too small, we have the leverage to negotiate or file suit.
• Proven Payout Boost
  Multiple studies show that injured people who hire counsel receive, on average, substantially higher settlements—often double or more—than people who deal with insurers alone.
• Limited‑Tort Hurdles
  If you chose the cheaper limited‑tort option, you must meet a “serious‑injury” threshold to claim certain damages. An attorney can assemble the medical proof needed to cross that line.
• Deadlines & Evidence
  Pennsylvania’s two‑year lawsuit window sounds generous until medical bills pile up or a key witness moves away. We preserve evidence and file on time so your rights don’t expire.

Bottom line: A quick call to our office costs nothing, but it can protect everything.

Ready to Put This Car Accident Behind You? Let’s Get Started.

The days after a wreck are stressful enough—doctor visits, car repairs, time off work, and nonstop calls from insurance adjusters. You don’t have to tackle it alone. Handler, Henning & Rosenberg LLC has spent decades fighting for Hanover crash victims, and we’re ready to fight for you, too.

Take the first step right now. Call (717) 775-7574 or fill out our quick online form. We’re available and ready to answer questions and start building your case today.

Recommended Reading

• Should You Move a Crashed Car If It’s Blocking Traffic?
• How to Cope with Nightmares After Serious Car Accidents
• Common Road Hazards That Cause Vehicle Accidents
• Why Does It Help To Have An Independent Eyewitness?
• Side Impact Car Accidents and Brain Injuries